Privacy Statement
Welcome to Bliss Magazine Online. Below, please find our Privacy Policy regarding the collection and disclosure of our customers’ personal information. The Privacy Policy is subject to updates at any time. BlissMagazineOnline.com operates in a number of different jurisdictions and this Privacy Policy is not a comprehensive statement of all measures taken and rules complied with in each of those jurisdictions, but an indication of the intent of BlissMagazineOnline.com to comply with the privacy laws of the jurisdictions where we do business.
IF YOU DO NOT AGREE TO THE POLICY, YOU MUST NOT USE THIS INTERNET WEBSITE (THE "WEBSITE"). BLISSMAGAZINEONLINE.COM MAY MODIFY THE POLICY FROM TIME TO TIME AND POST THOSE MODIFICATIONS HERE. YOUR CONTINUED USE OF THE WEBSITE AFTER ANY SUCH MODIFICATION CONSTITUTES YOUR ACCEPTANCE OF THE MODIFIED POLICY. EACH TIME YOU USE THE WEBSITE, THE LATEST VERSION OF THE POLICY WILL BE DISPLAYED AND WILL APPLY.
As a client, you may be notified of any substantive modifications to the Privacy Policy by email, and we will prominently post notice of any such modifications on our website. You understand and agree that you will be bound by all such modifications, if any, regardless of whether you provide such email address or receive such notice.
Personal Information: Personal information is information that identifies an individual personally. Personal information includes but is not limited to such information as name, address, credit history, policy or claim information and health information.
Some information ("General Information") is gathered automatically when you access the Website. This General Information, which may include Website pages visited, type of web browser used, type of operating system, and the domain name of your Internet service provider, and similar information, does not identify you personally. BlissMagazineOnline.com uses and discloses General Information to understand Website demographics and content preferences, and may do so without notice to, or permission from, you or any third party. In particular, BlissMagazineOnline.com may provide General Information about BlissMagazineOnline.com customers, sales, Website traffic patterns and related information to BlissMagazineOnline.com affiliates or third parties.
Email Information. When you send BlissMagazineOnline.com email messages or call BlissMagazineOnline.com by telephone, BlissMagazineOnline.com may retain the content of your email or telephone messages, together with your email address and BlissMagazineOnline.com’s response to you.
Cookies. Cookies are small text files that are stored by a user's web browser on the hard drive of a user's computer. Cookies can "remember" what information ("Cookie Information") a user accesses on a particular web page to simplify subsequent interactions with that website by the same user, or can use that information to streamline the user's transactions on related websites. The Cookies BlissMagazineOnline.com uses on the Website may be "session" Cookies that are erased when you leave the Website, or may be "persistent" Cookies that remain on your computer's hard drive after you leave the Website. BlissMagazineOnline.com may also use a Cookie installed by Google, Inc. to provide BlissMagazineOnline.com with usage information regarding the Website. The Cookies BlissMagazineOnline.com uses do not capture your individual email address or any personally identifying information, but do permit BlissMagazineOnline.com to send focused advertising, online banner advertisements, new services, promotions or other such responses to you or assist your use of the Website. BlissMagazineOnline.com may also set Cookies when you register at the Website, and may do so without notice to or permission from you or any third party. Third party websites which are accessible from the Website via links, banner ads, or "click-throughs" may also use Cookies, and BlissMagazineOnline.com shall have no responsibility whatsoever for such Cookies.
Children’s Privacy: The Website is not intended for the use by anyone under the age of eighteen (18). BlissMagazineOnline.com does not knowingly solicit and does not wish to receive any Personal Information from children.
How We Collect Personal Information: We collect personal information to enable us to provide our products and services to customers and to support our business operations. We obtain personal information directly from the customer, from customer-related transactions and from third parties, such as a consumer reporting agency.
Protecting Personal Information: We use procedural, manual and electronic security controls to maintain the confidentiality and integrity of personal information in our possession and guard against its unauthorized access. Some techniques we employ to protect information include locked files, user authentication, encryption, firewall technology and the use of detection software. We are responsible for identifying information that must be protected, providing an adequate level of protection for that data and granting access to protected data as permitted or required by law.
Some BlissMagazineOnline.com employees have access to customer personal information in the course of doing their jobs, which includes underwriting policies, processing claims, developing new products or advising customers of our products and services. These employees are expected to keep this information in confidence and share the information only with those who have a business reason to know. Employees are prohibited from making unauthorized disclosure of personal information that we obtain about customers. Employees who violate our policies on privacy may be subject to disciplinary action.
Secure Socket Layers. The security of your Personal Information is important to BlissMagazineOnline.com. BlissMagazineOnline.com encrypts certain Personal Information using secure socket layer ("SSL") or other technology. If you have any questions about security of your Personal Information or the security on the Website, you can send BlissMagazineOnline.com a question using our Contact Us form.
You understand and agree that perfect security does not exist anywhere, and you will therefore protect your Personal Information in a reasonable way at all times. Accordingly, you will not recklessly disclose or publish your Social Security number or any other Personal Information to those that would reasonably be expected to improperly use or disclose that Personal Information such as by way of example in response to "phishing" scams, unsolicited emails or pop-up messages seeking disclosure of Personal Information.
In addition, we may use a service that collects data remotely by using so-called "pixel tags," "web beacons," "clear GIFs" or similar means (collectively, "Pixel Tags") embedded in the Website’s content. A Pixel Tag is an electronic image, often a single-pixel (1x1), that is ordinarily not visible to Website visitors and may be associated with cookies on the visitors’ hard drives. The data we collect includes which operating system and browser you use, how you navigate to and through our site, and how long you stay on our web pages. This information is anonymous and does not include your name, e-mail address or any other contact information. Please note that certain aggregate information may be linked with personally identifiable information. Any such linked information will be treated as personally identifiable information for the purposes of this Policy as long as it is so linked.
This Website may contain links to other websites. The operator of such other website (whether BlissMagazineOnline.com, a BlissMagazineOnline.com Company or a third party) may collect information about you, including through cookies or other technologies. If you link to another site, you will leave this Website and this Policy will not apply to your use of and activity on those other sites. If you provide personally identifiable information through any such site, your transaction will occur on that site (not the Website) and the personally identifiable information you provide will be collected by, and controlled by the privacy policy of, that site’s operator. Links on the Website to other websites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site. We encourage you to read the legal notices posted on those sites, including their privacy policies. We shall have no responsibility or liability for your visitation to, and the data collection and use practices of, such other sites. This Privacy Statement applies solely to online information collection and use practices in connection with this Website; it does not apply to any practices conducted offline or in connection with other websites owned or operated by BlissMagazineOnline.com, any BlissMagazineOnline.com Company or any third parties.
We may use third party advertisement-serving companies (“Advertisers”) to serve advertisements on the Website. Please be advised that such Advertisers may use cookies, Pixel Tags and other technologies to, among other things, enable such Advertisers to monitor which ads have been served to your browser and which Website pages you were viewing when such ads were delivered. PLEASE NOTE THAT THIS POLICY DOES NOT COVER THE COLLECTION AND USE OF INFORMATION BY ADVERTISERS.
Disclosing Personal Information: We keep our customers’ personal information private and do not give it to others, unless allowed. We do not give or sell our customers’ personal information to other companies for marketing purposes. We may share personal information that we have about customers with the BlissMagazineOnline.com affiliates or partners.
We may give personal information to other persons or companies to help us manage or service our business. When we do, we require them to use it only for the reasons we gave it to them. To serve our customers and administer our business including the processing of claims, we may share personal information about customers with unaffiliated third parties, including agents, brokers, other insurance companies, reinsurers, regulators, administrators and service providers, with a State Insurance Department or other governmental agency, if required by federal, state or local laws, if ordered by a summons, court order, search warrant or subpoena, to protect our own legal interests, or in case of suspected fraud or other illegal activities and as otherwise permitted or required by law. Such sharing of data may be outside the jurisdiction in which the data was obtained.
Customer Rights: BlissMagazineOnline.com acknowledges that some customers about whom we collect personal information have certain legal rights concerning that information. These individuals have a right to be told of their privacy rights and our information handling practices. They have a right to know what information we have about them, how we obtained it, and with whom we may share it. They also have a right to request correction of any wrong information pertaining to them in our file. BlissMagazineOnline.com supports these rights as they add a measure of security and confidence to our dealings with the public. We will do everything we reasonably can to assist customers in exercising their privacy rights and will not attempt to dissuade them from doing so.
Access to Personal Information: You have access to the Personal Information you have provided to BlissMagazineOnline.com If you would like to review that Personal Information, contact BlissMagazineOnline.com using the Contact Us Page on this website.
Opting Out: If you register at the Website, you may receive marketing messages and materials from BlissMagazineOnline.com or BlissMagazineOnline.com affiliates. If you do not wish to receive such messages or materials, you may notify BlissMagazineOnline.com of your preference by following the instructions included in each communication, or by using the Contact Us Page on this website. Regardless of any such notice from you, BlissMagazineOnline.com may still contact you about Services for which you have registered.
Revised Jan 2012
Copyright © BlissMagazineOnline.com, All Rights Reserved
Welcome to Bliss Magazine Online. Below, please find our Privacy Policy regarding the collection and disclosure of our customers’ personal information. The Privacy Policy is subject to updates at any time. BlissMagazineOnline.com operates in a number of different jurisdictions and this Privacy Policy is not a comprehensive statement of all measures taken and rules complied with in each of those jurisdictions, but an indication of the intent of BlissMagazineOnline.com to comply with the privacy laws of the jurisdictions where we do business.
IF YOU DO NOT AGREE TO THE POLICY, YOU MUST NOT USE THIS INTERNET WEBSITE (THE "WEBSITE"). BLISSMAGAZINEONLINE.COM MAY MODIFY THE POLICY FROM TIME TO TIME AND POST THOSE MODIFICATIONS HERE. YOUR CONTINUED USE OF THE WEBSITE AFTER ANY SUCH MODIFICATION CONSTITUTES YOUR ACCEPTANCE OF THE MODIFIED POLICY. EACH TIME YOU USE THE WEBSITE, THE LATEST VERSION OF THE POLICY WILL BE DISPLAYED AND WILL APPLY.
As a client, you may be notified of any substantive modifications to the Privacy Policy by email, and we will prominently post notice of any such modifications on our website. You understand and agree that you will be bound by all such modifications, if any, regardless of whether you provide such email address or receive such notice.
Personal Information: Personal information is information that identifies an individual personally. Personal information includes but is not limited to such information as name, address, credit history, policy or claim information and health information.
Some information ("General Information") is gathered automatically when you access the Website. This General Information, which may include Website pages visited, type of web browser used, type of operating system, and the domain name of your Internet service provider, and similar information, does not identify you personally. BlissMagazineOnline.com uses and discloses General Information to understand Website demographics and content preferences, and may do so without notice to, or permission from, you or any third party. In particular, BlissMagazineOnline.com may provide General Information about BlissMagazineOnline.com customers, sales, Website traffic patterns and related information to BlissMagazineOnline.com affiliates or third parties.
Email Information. When you send BlissMagazineOnline.com email messages or call BlissMagazineOnline.com by telephone, BlissMagazineOnline.com may retain the content of your email or telephone messages, together with your email address and BlissMagazineOnline.com’s response to you.
Cookies. Cookies are small text files that are stored by a user's web browser on the hard drive of a user's computer. Cookies can "remember" what information ("Cookie Information") a user accesses on a particular web page to simplify subsequent interactions with that website by the same user, or can use that information to streamline the user's transactions on related websites. The Cookies BlissMagazineOnline.com uses on the Website may be "session" Cookies that are erased when you leave the Website, or may be "persistent" Cookies that remain on your computer's hard drive after you leave the Website. BlissMagazineOnline.com may also use a Cookie installed by Google, Inc. to provide BlissMagazineOnline.com with usage information regarding the Website. The Cookies BlissMagazineOnline.com uses do not capture your individual email address or any personally identifying information, but do permit BlissMagazineOnline.com to send focused advertising, online banner advertisements, new services, promotions or other such responses to you or assist your use of the Website. BlissMagazineOnline.com may also set Cookies when you register at the Website, and may do so without notice to or permission from you or any third party. Third party websites which are accessible from the Website via links, banner ads, or "click-throughs" may also use Cookies, and BlissMagazineOnline.com shall have no responsibility whatsoever for such Cookies.
Children’s Privacy: The Website is not intended for the use by anyone under the age of eighteen (18). BlissMagazineOnline.com does not knowingly solicit and does not wish to receive any Personal Information from children.
How We Collect Personal Information: We collect personal information to enable us to provide our products and services to customers and to support our business operations. We obtain personal information directly from the customer, from customer-related transactions and from third parties, such as a consumer reporting agency.
Protecting Personal Information: We use procedural, manual and electronic security controls to maintain the confidentiality and integrity of personal information in our possession and guard against its unauthorized access. Some techniques we employ to protect information include locked files, user authentication, encryption, firewall technology and the use of detection software. We are responsible for identifying information that must be protected, providing an adequate level of protection for that data and granting access to protected data as permitted or required by law.
Some BlissMagazineOnline.com employees have access to customer personal information in the course of doing their jobs, which includes underwriting policies, processing claims, developing new products or advising customers of our products and services. These employees are expected to keep this information in confidence and share the information only with those who have a business reason to know. Employees are prohibited from making unauthorized disclosure of personal information that we obtain about customers. Employees who violate our policies on privacy may be subject to disciplinary action.
Secure Socket Layers. The security of your Personal Information is important to BlissMagazineOnline.com. BlissMagazineOnline.com encrypts certain Personal Information using secure socket layer ("SSL") or other technology. If you have any questions about security of your Personal Information or the security on the Website, you can send BlissMagazineOnline.com a question using our Contact Us form.
You understand and agree that perfect security does not exist anywhere, and you will therefore protect your Personal Information in a reasonable way at all times. Accordingly, you will not recklessly disclose or publish your Social Security number or any other Personal Information to those that would reasonably be expected to improperly use or disclose that Personal Information such as by way of example in response to "phishing" scams, unsolicited emails or pop-up messages seeking disclosure of Personal Information.
In addition, we may use a service that collects data remotely by using so-called "pixel tags," "web beacons," "clear GIFs" or similar means (collectively, "Pixel Tags") embedded in the Website’s content. A Pixel Tag is an electronic image, often a single-pixel (1x1), that is ordinarily not visible to Website visitors and may be associated with cookies on the visitors’ hard drives. The data we collect includes which operating system and browser you use, how you navigate to and through our site, and how long you stay on our web pages. This information is anonymous and does not include your name, e-mail address or any other contact information. Please note that certain aggregate information may be linked with personally identifiable information. Any such linked information will be treated as personally identifiable information for the purposes of this Policy as long as it is so linked.
This Website may contain links to other websites. The operator of such other website (whether BlissMagazineOnline.com, a BlissMagazineOnline.com Company or a third party) may collect information about you, including through cookies or other technologies. If you link to another site, you will leave this Website and this Policy will not apply to your use of and activity on those other sites. If you provide personally identifiable information through any such site, your transaction will occur on that site (not the Website) and the personally identifiable information you provide will be collected by, and controlled by the privacy policy of, that site’s operator. Links on the Website to other websites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site. We encourage you to read the legal notices posted on those sites, including their privacy policies. We shall have no responsibility or liability for your visitation to, and the data collection and use practices of, such other sites. This Privacy Statement applies solely to online information collection and use practices in connection with this Website; it does not apply to any practices conducted offline or in connection with other websites owned or operated by BlissMagazineOnline.com, any BlissMagazineOnline.com Company or any third parties.
We may use third party advertisement-serving companies (“Advertisers”) to serve advertisements on the Website. Please be advised that such Advertisers may use cookies, Pixel Tags and other technologies to, among other things, enable such Advertisers to monitor which ads have been served to your browser and which Website pages you were viewing when such ads were delivered. PLEASE NOTE THAT THIS POLICY DOES NOT COVER THE COLLECTION AND USE OF INFORMATION BY ADVERTISERS.
Disclosing Personal Information: We keep our customers’ personal information private and do not give it to others, unless allowed. We do not give or sell our customers’ personal information to other companies for marketing purposes. We may share personal information that we have about customers with the BlissMagazineOnline.com affiliates or partners.
We may give personal information to other persons or companies to help us manage or service our business. When we do, we require them to use it only for the reasons we gave it to them. To serve our customers and administer our business including the processing of claims, we may share personal information about customers with unaffiliated third parties, including agents, brokers, other insurance companies, reinsurers, regulators, administrators and service providers, with a State Insurance Department or other governmental agency, if required by federal, state or local laws, if ordered by a summons, court order, search warrant or subpoena, to protect our own legal interests, or in case of suspected fraud or other illegal activities and as otherwise permitted or required by law. Such sharing of data may be outside the jurisdiction in which the data was obtained.
Customer Rights: BlissMagazineOnline.com acknowledges that some customers about whom we collect personal information have certain legal rights concerning that information. These individuals have a right to be told of their privacy rights and our information handling practices. They have a right to know what information we have about them, how we obtained it, and with whom we may share it. They also have a right to request correction of any wrong information pertaining to them in our file. BlissMagazineOnline.com supports these rights as they add a measure of security and confidence to our dealings with the public. We will do everything we reasonably can to assist customers in exercising their privacy rights and will not attempt to dissuade them from doing so.
Access to Personal Information: You have access to the Personal Information you have provided to BlissMagazineOnline.com If you would like to review that Personal Information, contact BlissMagazineOnline.com using the Contact Us Page on this website.
Opting Out: If you register at the Website, you may receive marketing messages and materials from BlissMagazineOnline.com or BlissMagazineOnline.com affiliates. If you do not wish to receive such messages or materials, you may notify BlissMagazineOnline.com of your preference by following the instructions included in each communication, or by using the Contact Us Page on this website. Regardless of any such notice from you, BlissMagazineOnline.com may still contact you about Services for which you have registered.
Revised Jan 2012
Copyright © BlissMagazineOnline.com, All Rights Reserved